Ramp

Ramp combines cards, expenses, reimbursements, and bill payments.

Ramp
Oximy ResearchUpdated 19 September 2026

Overview

A-
Transparency
5 / 10
Trust
85 / 100

Trains on your data

Free
Not captured
Paid
Not captured
Opt-out
Not captured

Incidents

0

0

SOC 2ISO 27001GDPRCCPACyber Essentials PlusFedRAMPGovRAMP

Assessed SEP 21, 2026 · Checked by hand SEP 21, 2026

Ramp SOC 2, ISO 27001, GDPR DPA, deletion commitment and public subprocessors were confirmed; training varies by product and both scored incidents were research demonstrations.

Trust breakdown

A-

85 / 100

Overall trust score

Data safetyComplianceIncidentsLegal
Data safety73
Compliance92
Incidents100
Legal87

Data and privacy

Trains on your data

Free
Not captured
Paid
Not captured
Opt-out
Not captured

Storage regions

Not disclosed

Sub-processors

ModalCerebrasAmplitude Inc.Astronomer, IncCloudflareDuffel Technology Ltd.Sierra Technologies Inc.

Data retention

We don’t store your spreadsheet data after your session ends.

Deletion: Following termination of the Agreement, Ramp will, upon the written request of Company, delete or destroy all Personal Data in its possession, except for back-ups maintained in the ordinary course of business that will be deleted in accordance with Ramp’s retention or back-up policies.

Powered by

OpenAI modelsKimiopen-source models

Ramp Router acts as an LLM routing layer, sending AI requests to various third-party models (OpenAI, Kimi, other open-source models) based on cost and quality. Ramp itself does not build these foundational models.

Integrations and access

Integrations

API: YesSlackZapierQuickBooksNetSuiteClaudeChatGPTCursor

Available on

Web
iOS
Android
macOS
Windows
Linux
Extension
CLI

Pricing

Free

$0/mo/user

No fees, minimum deposits, or transfer caps; Free wires and same-day ACH via Bill Pay; Vendor Management; AI-powered

Plus

$15/mo/user

Platform fee based on team size; Save 20% with annual billing; AI-tailored; Adds AI expense reviews, auto coded line items, NetSuite and Sage Intacct sync, multi entity support

Enterprise

Custom

Custom pricing; Annual billing; Specifically made for teams who need full customization; Adds Workday and Oracle Fusion sync, local currency issuing, dedicated support

Prices as listed on SEP 21, 2026; check the vendor's page.

Timeline

  1. 2024-01Ramp released Seat Intelligence, which uses AI to track software usage via Okta integration to ensure businesses get value from SaaS contracts.
  2. 2023-08Ramp acquired AI-powered startup Venue to expand into the procurement space, aiming to apply automation and AI to back-end business processes.
  3. 2023-05Ramp launched Ramp Intelligence, a suite of GPT-powered solutions for vendor price intelligence, expense reports, and an accounting copilot. This built upon existing AI features like receipt matching and duplicate invoice detection.

Company

Ramp Business Corporation

Founded
2019
HQ
New York City, New York, United States

Popularity

Not disclosed

monthly visits

Notable customers

PoshmarkEventbriteAndurilABB OpticalJoffrey Ballet Chicago8VCBettermentMarqetaTaskHumanBrowserbase

Ramp is a financial operations platform that helps companies manage payments, issue cards, handle vendors and procurement, book travel, and automate bookkeeping, positioning itself as a leader in the crowded competitive landscape of corporate card issuing and expense management.

Value and ROI

What it should move: It shortens expense processing and close work while improving policy compliance.

Best fit

It fits companies replacing separate card, reimbursement, and bill-payment processes.

The catch

Ramp connects employees, vendors, and accounting records. Card adoption, accounting connections, and policy settings determine the remaining manual work.

  • Poshmark: Uses Ramp to centralise corporate card tracking and replace manual expense workflows.[1]
  • Pair Eyewear: Uses Ramp for corporate cards, bill pay and reimbursements connected to NetSuite.[2]

In our stacks for

References

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