Digits
Digits categorises transactions and presents current financial activity for review.
Overview
- Transparency
- 6 / 10
- Trust
- 57 / 100
Trains on your data
- Free
- Yes
- Paid
- Yes
- Opt-out
- Not captured
Incidents
00
Assessed SEP 21, 2026 · Checked by hand SEP 21, 2026
SOC 2 Type II, customer-data model training, US hosting, and deletion requests are documented; two unsupported or unrelated incident entries were removed.
Trust breakdown
57 / 100
Overall trust score
Data and privacy
Trains on your data
- Free
- Yes
- Paid
- Yes
- Opt-out
- Not captured
Storage regions
Sub-processors
Not disclosed
Data retention
Personal data processed on behalf of Customers is retained in accordance with the applicable Customer agreement.
Deletion: If you ask us to delete your personal information, we will not be able to provide you with the benefits of our Services because we will delete your account.
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Digits trains its own custom models on over $875 billion in real SMB transactions. They utilize Google Cloud's Vertex AI for MLOps, including Vertex AI Model Registry, Vertex AI Pipelines, and Vertex AI Matching Engine (based on ScaNN). They also use TensorFlow Extended (TFX) for ML pipeline orchestration and TensorFlow Serving for model deployment. Digits has its own infrastructure for hosting large language models.
Integrations and access
Integrations
Available on
Pricing
Essentials
$65/mo
Solopreneurs and early-stage businesses. Includes Core Accounting, Ledger Drill, 24/7 AI Bookkeeping & Reconciliation, Bank & Payroll Connections, Category Manager, Financials, Checklist, Home Dashboard, Collaboration, Vault, Digits Mobile, Vendor & Customer Tracking, Developer API & MCP, Quality Checks.
Core
$100/mo
Small businesses and growing companies. Most Popular. Includes all Essentials features, plus Dimensional Accounting and Automated Schedules.
Pro
$250/mo
Scaling businesses with internal finance teams. Includes all Core features, plus Custom Reports, Custom Dashboards, and Budget vs. Actuals.
Enterprise (for Accounting Firms with 500+ clients)
Custom
Custom outcome-based pricing, tailored to firm's scale, with annual commitments and platform terms. Contact sales for details.
Prices as listed on SEP 21, 2026; check the vendor's page.
Moat and openness
Moat
- Proprietary Model
- Proprietary Data
- Network Effects
- Switching Costmoderate
- Unique UX
- Distributionmoderate
Digits demonstrates some defensibility through its proprietary AI models, custom-trained on a large dataset of SMB transactions, and its AI-native approach to accounting. While it offers a unique user experience, the switching costs for established businesses might be moderate, and it faces competition in a crowded market.
Openness
- Open model weights
- Published research
- Open source contributions
- Transparency reports
- Public safety evals
Digits demonstrates a commitment to openness through its Digits Connect API, which provides free and open access to its Agentic General Ledger (AGL) for developers and partners. They also offer an MCP Server for AI agents to query the ledger in natural language. While they emphasize data security and control, and publish documentation on how their AI works, there is no explicit mention of open-sourcing their AI models or publishing transparency reports or public safety evaluations.
Timeline
- 2023-06Digits AI, the world's first private, accurate, and secure finance AI for small businesses, is launched. It is trained on over $300 Billion in small-business transaction volume and connects securely to QuickBooks and over 12,000 financial institutions.
Company
Digits Financial, Inc.
- Founded
- 2018
- HQ
- San Francisco, California, United States
Popularity
48.5K
monthly visits
Notable customers
Digits positions itself as a challenger to traditional accounting software like QuickBooks and Xero, offering an AI-first automated accounting platform designed for U.S.-based technology startups and small to medium-sized businesses, aiming to reduce the need for manual bookkeeping.
Value and ROI
What it should move: Accountants spend less time on bookkeeping, transaction category reviews, and current financial reports.
Best fit
It fits teams with regular transactions and accountant review.
The catch
Automated categories can be wrong. Accountants must review mappings, unusual transactions, and period-end adjustments.
- The Third Place: Uses Digits for bookkeeping categorisation and current financial reporting.[1]
References
- 01The Third Place: how it uses DigitsDigitsVendor-published
- 02Privacy policyDigits Financial, Inc.Vendor-published
- 03TermsDigits Financial, Inc.Vendor-published
- 04Trust centerDigits Financial, Inc.Vendor-published
- 05Pricing pageDigits Financial, Inc.Vendor-published
- 06Company siteDigits Financial, Inc.Vendor-published
- 07SOC 2Digits Financial, Inc.Vendor-published