Digits

Digits categorises transactions and presents current financial activity for review.

Digits
Oximy ResearchUpdated 19 September 2026

Overview

C+
Transparency
7 / 10
Trust
61 / 100
San Francisco, USDigits Financial, Inc.

Trains on your data

Free
Yes
Paid
Yes
Opt-out
No

Incidents

0

0

Assessed SEP 21, 2026 · Checked by hand SEP 22, 2026

Read logged in: the terms grant Digits a perpetual right to use Customer Data to train, fine-tune and improve its AI models, with no opt-out and no exclusion for paid accounts. The Vanta trust centre lists SOC 2 Type I and Type 2 only, a sub-processor list (Adyen, Amplitude, Anrok, Anthropic), retention on need, and deletion on customer request.

Trust breakdown

C+

61 / 100

Overall trust score

Data safetyComplianceIncidentsLegal
Data safety38
Compliance44
Incidents100
Legal100

Data and privacy

Trains on your data

Free
Yes
Paid
Yes
Opt-out
No

Storage regions

United States

Sub-processors

AdyenAmplitudeAnrokAnthropic

Data retention

Digits shall retain data as long as the company has a need for its use, or to meet regulatory or contractual requirements. Once data is no longer needed, it shall be securely disposed of or archived.

Deletion: Digits can delete data upon customer request if in accordance with this policy.

Powered by

custom-trained models (Agentic General Ledger)Transformer Modelsdeep learning and NLP modelssimilarity-based machine learning modelsgenerative AI models
Proprietary modelNot a wrapper

Digits trains its own custom models on over $875 billion in real SMB transactions. They utilize Google Cloud's Vertex AI for MLOps, including Vertex AI Model Registry, Vertex AI Pipelines, and Vertex AI Matching Engine (based on ScaNN). They also use TensorFlow Extended (TFX) for ML pipeline orchestration and TensorFlow Serving for model deployment. Digits has its own infrastructure for hosting large language models.

Integrations and access

Integrations

API: YesGustoStripeRamp

Available on

Web
iOS
Android
macOS
Windows
Linux
Extension
CLI

Pricing

Essentials

$65/mo

Solopreneurs and early-stage businesses. Includes Core Accounting, Ledger Drill, 24/7 AI Bookkeeping & Reconciliation, Bank & Payroll Connections, Category Manager, Financials, Checklist, Home Dashboard, Collaboration, Vault, Digits Mobile, Vendor & Customer Tracking, Developer API & MCP, Quality Checks.

Core

$100/mo

Small businesses and growing companies. Most Popular. Includes all Essentials features, plus Dimensional Accounting and Automated Schedules.

Pro

$250/mo

Scaling businesses with internal finance teams. Includes all Core features, plus Custom Reports, Custom Dashboards, and Budget vs. Actuals.

Enterprise (for Accounting Firms with 500+ clients)

Custom

Custom outcome-based pricing, tailored to firm's scale, with annual commitments and platform terms. Contact sales for details.

View pricing page

Prices as listed on SEP 21, 2026; check the vendor's page.

Timeline

  1. 2023-06Digits AI, the world's first private, accurate, and secure finance AI for small businesses, is launched. It is trained on over $300 Billion in small-business transaction volume and connects securely to QuickBooks and over 12,000 financial institutions.

Company

Digits Financial, Inc.

Founded
2018
HQ
San Francisco, California, United States

Popularity

48.5K

monthly visits

medium tierlow risk

Notable customers

Particle NewsWisprPartifulReplikaPogoDatasaurKino AI

Digits positions itself as a challenger to traditional accounting software like QuickBooks and Xero, offering an AI-first automated accounting platform designed for U.S.-based technology startups and small to medium-sized businesses, aiming to reduce the need for manual bookkeeping.

Value and ROI

What it should move: Accountants spend less time on bookkeeping, transaction category reviews, and current financial reports.

Best fit

It fits teams with regular transactions and accountant review.

The catch

Automated categories can be wrong. Accountants must review mappings, unusual transactions, and period-end adjustments.

  • The Third Place: Uses Digits for bookkeeping categorisation and current financial reporting.[1]

References

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